Frequently Asked Questions
How long does the credit repair process take?
A1 Credit Path works efficiently to provide results and we strongly emphasize that credit repair is not a quick fix. Generally, we ask that our client allow us 3-6 months in total to complete the repair process. With complex credit reports, the process can take up to 9 months. However, this time can vary based on your file from a few weeks to a few months.
Can we remove anything from a credit profile?
We fight to remove any items that fall under the
guidelines of the Fair Credit Reporting Act. Inaccurate, unverifiable, out-of-date, and erroneous items are items that should be removed from your credit profile.
Do I have to continue to pay for credit monitoring services?
YES! It is important to have the ability to
view the changes to your credit profile to help provide you with your monthly updates and results. Failure to keep up with service can delay the process.
Will using a credit repair service guarantee that my score will improve?
While reputable
credit repair services can significantly improve your credit score and build a strong profile by addressing negative items, there are no guarantees.
Can I get a refund?
We do offer a 90-day money-back guarantee, if no changes have been made to improve your credit profile.